The Amex Business Platinum card is offering an increased welcome bonus of 100,000 points, but only for a limited time

This article is brought to you by the Personal Finance Insider team. It has not been reviewed, approved, or otherwise endorsed by any of the issuers listed. Some of the offers you see on the page are from our partners like Citi and American Express, but our coverage is always independent. Terms apply to the offers listed on this page.

  • The Business Platinum Card® from American Express is out with an increased welcome offer.
  • New cardholders can earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases within your first 3 months of card membership.
  • If you’re not a small-business owner, consider The Platinum Card® from American Express instead.
  • Read Insider’s guide to the best small-business credit cards.

American Express has come on strong in 2021 with limited-time benefits and bonuses on several Amex cards, especially on The Platinum Card® from American Express.

There’s now an even higher offer for small-business owners. The Business Platinum Card® from American Express has increased its welcome offer to 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases within your first 3 months of card membership.

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This is an excellent opportunity to earn a ton of Amex Membership Rewards points and take advantage of valuable benefits, especially as people start traveling again. Amex points don’t expire, so there’s no rush to use them, and if you’re not ready to hit the road yet, there are plenty of non-travel redemption options as well.

The Amex Business Platinum Card does come with a hefty $595 annual fee (See Rates), so it’s not for everyone. However, the card offers top-tier benefits like up to $200 per calendar year in statement credits toward U.S. Dell purchases, up to $200 in airline incidental fee credits per calendar year, and airport lounge access. If you’re able to maximize the card’s perks, the annual fee on the Amex Business Platinum is well worth it.

Here’s what to know if you’re considering the offer.

We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.

Amex Business Platinum bonus

The Business Platinum Card® from American Express

American Express The Business Platinum Card® from American Express

Even if you’re not ready to venture far from home just yet, the Amex Business Platinum Card could be worth considering for the welcome bonus alone. There are plenty of ways to use Amex Membership Rewards points even if you’re not traveling, including toward statement credits, gift cards, merchandise, and food delivery. 

Or, you can do what many are already doing and save your points for a big trip once the pandemic is over. Your points won’t expire as long as you have a Membership Rewards card account open and in good standing, so there’s no harm in earning the bonus now for travel down the road.

Jasmin Baron is an associate editor at Personal Finance Insider, where she helps readers maximize rewards and find the best credit cards to fit their lifestyles. She has covered credit cards, points and miles, and loyalty programs for over seven years, and she’s a Certified Educator in Personal Finance (CEPF).

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For rates and fees of The Business Platinum® Card from American Express, please click here.

For rates and fees of The Platinum Card® from American Express, please click here.

For rates and fees of The Platinum Card® from American Express, please click here.

For rates and fees of The Platinum Card® from American Express, please click here.

Disclosure: This post is brought to you by the Personal Finance Insider team. We occasionally highlight financial products and services that can help you make smarter decisions with your money. We do not give investment advice or encourage you to adopt a certain investment strategy. What you decide to do with your money is up to you. If you take action based on one of our recommendations, we get a small share of the revenue from our commerce partners. This does not influence whether we feature a financial product or service. We operate independently from our advertising sales team.

Disclosure: This post is brought to you by the Personal Finance Insider team. We occasionally highlight financial products and services that can help you make smarter decisions with your money. We do not give investment advice or encourage you to adopt a certain investment strategy. If you take action based on one of our recommendations, we get a small share of the revenue from our commerce partners. This does not influence whether we feature a financial product or service. We operate independently from our advertising sales team.

Please note: While the offers mentioned above are accurate at the time of publication, they’re subject to change at any time and may have changed, or may no longer be available.

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